Finance
B2B Finance Available
Spread the cost of your office furniture
Equip your office now and pay later — no large upfront outlay needed. Our flexible buy now, pay later options are designed for businesses of all sizes, from startups to established organisations.
Shop now →Why pay with finance?
💷
Preserve cash flow
Keep working capital free for day-to-day operations while still getting the furniture your team needs.
📅
Buy now, pay later
Take delivery of your order straight away and spread the cost across monthly instalments that suit your budget.
📈
Scale your workspace
Furnish an entire office — desks, chairs, storage — without waiting to accumulate capital.
♻️
Great value, spread further
Finance premium, fully refurbished furniture at a fraction of new prices — already great value, spread even further.
How it works
Browse and build your order. Add the items you need to your cart. Finance is available on qualifying orders — the option appears at checkout.
Select finance at checkout. Choose the buy now, pay later option and complete a short application — takes just a few minutes.
Get an instant decision. Most applications receive an immediate response. Subject to status and credit checks.
We deliver, you pay monthly. Your order is dispatched promptly. Monthly repayments are collected automatically on your agreed date.
Eligibility
- ✓ Registered UK business — sole trader, partnership, or limited company
- ✓ Minimum order value applies — check at checkout
- ✓ UK business bank account or debit card for repayments
- ✓ Subject to credit and affordability checks
Common questions
Is finance available on all products?
Finance is available on the majority of our refurbished office furniture. The option will appear at checkout once your basket meets the minimum order value.
Will applying affect my credit score?
An initial soft search is used to pre-qualify your application and will not affect your credit score. A full credit check is only carried out once you proceed to a formal application.
How long does approval take?
Most decisions are instant. Occasionally applications are referred for manual review, in which case you will be notified by email within one working day.
Can I pay off early?
Yes. You can settle your outstanding balance at any time. Please refer to your finance agreement for any applicable early repayment terms.
Who provides the finance?
Finance is provided by a third-party lender. Refurbished Office Furniture is a credit broker, not a lender. Finance is subject to status and available to UK businesses only.
I have a question not answered here — what should I do?
Get in touch with our team and we'll be happy to help. You can reach us via the contact page or call us directly.
Ready to furnish your office?
Browse our full range and apply for finance at checkout.
Finance is available to UK businesses only. Refurbished Office Furniture acts as a credit broker, not a lender. All finance is subject to status and credit approval. Terms and conditions apply. Please ensure you can afford the repayments before entering into a credit agreement.